1:18:57Biboono$ :glasses-purple-yellow-diamond:
1:18:57:_bijouPat::_bijouPat::red_heart:
1:18:59Credit cards are a trap :face-orange-biting-nails:
1:19:01don't get into debt :_bijouPebbleeyes:
1:19:02credit cards are useful for building credit, just don't fall behind on it
1:19:02the square hole :_bijouStare:
1:19:02nice now you can spend money you dont have!
1:19:03just make sure to pay it off every month
1:19:11I don't really have one either.
1:19:15I don't have one, never needed one in more than 40 years:_bijouPebbleAAA:
1:19:18i just pay it off as soon as i use it
他
1:19:25them credit card points are pretty useful too
1:19:29I only acquired a starter credit card relatively recently.
1:19:30@TerrorBou Discipline right there
1:19:37Getting a credit card and paying it off is a good way to make good credit
1:19:38:_bijouOOO::_bijouOOO::_bijouOOO:
1:19:54Credit history is good for emergencies but eh.
1:19:57credit cards prey on irresponsible people, but otherwise are free money and credit score
1:20:13at least in the US credit cards are objectively better than debit cards as long as you are capable of not spending money you don't have
1:20:18the credit card sign up bonuses are good if you're careful
1:20:28@Mikotey are we sorting biboo on responsible corner?
1:20:38:_bijouOOO::_bijouOOO::_bijouOOO:
1:20:43In some countries alot of debt issues
1:20:49:_bijouOOO::_bijouOOO::_bijouOOO: