11:55:00
[CHATTING] Sorry I was running on PHP
2026年10月22日 10:34 配信
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2:16:06
It's because there's something called a credit score that dictates a lot of big purchases.
他102
2:16:07
Always use credit to rewards points maxx then pay off immediately. people pay for vacations and appliances that way. it's just leaving money on the table
他6
2:17:07
It's a credit score thing for the US. You have trouble buying homes and cars because of it.
他102
2:17:27
credits card are necessary to build credit score, which determines if you can get lower interest loans on car or home purchases. Sometimes employers and renters also check your score.
他10
2:18:00
get credit card info stolen, tell the bank and lose nothing. get debit card info stolen, have real money go poof from your bank account
他6
2:18:21
building credit score on small purchases is crazy though like, everything else just use debit
他57






