11:55:00

[CHATTING] Sorry I was running on PHP

2026年10月22日 10:34 配信
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Clio Ch. クリオ・アイテ [Phase Connect]
※ 他=他枠でもコメントあり / 数字=この枠でのコメント回数
2:12:57
Gods we used to be good. Super glad its all going to shit.
他2
2:12:58
lmao time to have concerts in Canada instead
他36
2:13:01
US copecore
他205
2:13:52
It's good adversting for them to refund the money though.
他102
2:13:56
just dont go to the US sounds easy
他205
2:14:20
yes, I remember the last time you streamed
他264
2:14:22
can't show feet until 100k true
他205
2:14:32
gotta be careful you're getting old Feet hurt :person_bowing:
他6
2:15:20
yeah saying youre 30 and using a debit card
他205
2:15:44
its customer protection as well
他7
2:15:56
credit cards are useful ONLY for emergencies
他264
2:16:02
fighting with bank vs fighting with creditor
他7
2:16:06
It's because there's something called a credit score that dictates a lot of big purchases.
他102
2:16:07
Always use credit to rewards points maxx then pay off immediately. people pay for vacations and appliances that way. it's just leaving money on the table
他6
2:16:10
less likely to get a debit charge reversed than a credit charge
他10
2:16:20
i had my card details stolen and they spent like 300 before I closed it
他205
2:16:29
still got money back
他205
2:16:29
Don't americans need to use credit cards to build up credit scores?
他17
2:16:33
I dont use my credit card outside of large purchases
他57
2:16:40
I just use my rewards for cash back, but I get not having one.
他2
2:16:47
It is safer to use a credit than a Debit card.
他34
2:16:48
Thats just weridos in america
他10
2:16:54
maybe american debit cards are just dog
他205
2:17:07
It's a credit score thing for the US. You have trouble buying homes and cars because of it.
他102
2:17:17
lmao
他36
2:17:27
credits card are necessary to build credit score, which determines if you can get lower interest loans on car or home purchases. Sometimes employers and renters also check your score.
他10
2:17:53
Credit score is a massive thing in the US. It's kind of a scam.
他102
2:17:55
You NEED a credit score for almost any debt in america
他5
2:18:00
get credit card info stolen, tell the bank and lose nothing. get debit card info stolen, have real money go poof from your bank account
他6
2:18:02
Bought one of the plushies right before they sold out so hype for it
2:18:12
american banks want their citizens to always be in debt
他205
2:18:21
building credit score on small purchases is crazy though like, everything else just use debit
他57
2:18:33
Using credit card has no disadvantage as long as you spend what you can actually repay in no interest period, even without credit score
他4
2:18:34
Of course it's Reagan.
他102
2:18:49
get debit card details stolen still got money back
他205
2:18:54
skill issue perhaps
他205
2:18:55
Ronald Reagan Is The Devil
他264
2:19:01
ew politics
他22

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