1:32:40That is true :thinking_face:
1:32:41I use debit because I'm irresponsible:_lumiClown:
1:32:41the protection is the biggst thing
1:32:42tell us again your mentality of cash not being money because it is physical
1:32:42I know I should be building credit but I'm terrified of going into credit debt.
1:32:46im a jobless student leave me alone
1:32:46for safety reasons do not use a debit card in case of card skimming
1:32:50I would always tell kids to use a credit card then pay the bill at the end of the day. gets you into the habit without the risk of overspending
1:32:54Don’t spend what you don’t have
1:32:55But you can max out credit pretty fast
1:32:55I almost never pay with my debit card
1:32:55That and I've had 2 card #'s stolen on me in the past, and if it was a debit card good luck getting my money back
1:32:56debit cards are no more secure than credit cards
1:32:57We get credit for things like voting#
1:32:57Credit score very much is a thing outside the US.
1:33:02??? credit score does exist outside of the US
1:33:02And cash back is pretty cool sometimes
1:33:07so much easier to get a refund with a credit chargeback. although you will probably be banned from wherever you do that lol
1:33:18I tend to use my credit card mostly when traveling aboard
1:33:20I've never been to a European country that has it
1:33:21Yeah I push and pull all the little parts on the card readers
1:33:25ofc it's real, who thinks it isn't?
1:33:26Yeah, I always use my credit card. Just pay it immediately and there's no interest
1:33:33Ive had card #'s stolen, and if it was a debit card I wouldn't be able to get my money back
1:33:35Yeah they exist, but I don't know anybody with one
1:33:36it is a thing, but maybe it is hidden or has another name
1:33:45it's caught on more recently
1:33:48Profiling people's ability to pay is obviously something banks would be VERY interested in
1:33:55Also paying with phone/watch NFC is safer than the physical card
1:33:55Let’s be real sakuna only deals in 24k pure gold bullion & wears only the most pimpin fur coats durring sponsor collabs/merch deals
1:33:57I might apply for one, I want to tame another trip in the fall