2:04:17
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1:34:12
It's not a security thing for me. I live with my family so I use my mom's credit card if I need to but I have yet to get my own because I don't trust myself to not overuse it.
他97
1:34:15
Yeah it is nice for travelling, but I am used to EC/Debit from Europe. The banks process refunds as well, you just need to fill out the forms
他17
1:34:23
Credit cards are the best option for traveling, really large expenses and ordering from foreign countries
他61
1:34:47
Credit card has more protections because the bank takes on liability for whatever you're buying, but that doesn't mean debit is dangerous.
他27
1:35:11
Also I have abysmal luck. If I got a credit card an emergency would happen, I'd have to use most of it and then I wouldn't be able to pay it back.
他97
1:35:16
I started out by using my credit card only to fill my gas tank and built my initial credit doing that
他54
1:35:21
you can max out your cards and hide for months if you have to as well, like in a true emergency. don't do that tho lol
他67
1:36:08
@erwinrommel7033 Exactly why it builds a score, you can also build a score by taking a loan and paying it off...
他96





