1:22:39china basically has that now
1:22:41Dangerously close to being real
1:22:42extra min maxing when living in america
1:22:42I’d rather live in my car than pay today’s apartment rents anyway
1:22:43Yes, back when Black Mirror was great
1:22:45sounds oddly Indian caste-like
1:22:47funny how the taxi driver ruined it for her.
1:22:50Nosedive was name of episode :o
1:22:52debt isn't secure for vendors
1:22:55Credit score is actual hell. Wells Fargo fucked my parents and they had to deal with terrible credit for years
1:22:57Risking your own cash with debit card
1:23:03naw, debit gets easily stolen and rarely returned
1:23:05It's honestly not hard, I got to 820 just on a gas credit card when I was like 18-20. Unironic skill issue
1:23:07we are Getting way to close To living our lives in V for Vendetta
1:23:08yes go cc > debit if you can
1:23:13credit cards helps build your credit
1:23:15I feel like there are no negatives as long as you pay on time
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1:23:21I’m so intrigued by the credit system over there
1:23:27we dont even have a score like that here
1:23:29put it this way, they steal from credit card, credit company pays, they steal from debit card, you're screwed
1:23:30A good bank will try but:face-green-smiling:
1:23:31debit card goes straight to your checking, super unsafe
1:23:37Finance 101 :speaking_head::fire::fire::fire:
1:23:37I can revert any transaction via the bank for at minimum two weeks regardless how I paid
1:23:37How else am I supposed to buy ember merch? I can’t with my credit card
1:23:39this is financial lessons for only a certain subset
1:23:42Also you should never use your Pin unless you are at an ATM
1:23:42Credit cards are a great tool if you are responsible with payments