19:26because you need 100 years of experience
19:34you need to have credit scores checked because you could be a liablility
19:38It might be relevant if you are handling money at the job idk
19:44if you work with money in any capacity they might use a low credit score to deny you the job
19:47no we do credit checks in NZ also
19:55credit scores is mainly to get loans
19:56its a normal practice
20:03credit score is about how useful you are to a bank essentially
20:08it's meant to be, but it's become so much more than that
20:09in a lot of gambling debt
20:09credit score shows that you can reliability pay bills and loans on time.
20:12its almost 9 pm for me
20:15basically all big money payments also need it
20:20back luck at the horses
20:21In China behaviors in public transportation or spaces can effect your credit score. It is like if you spazzed out on the train in NYC youd get your FICO score deducted on top of getting a misdemeanor
20:32not for every job, but high risk jobs that involve money or higher risk roles
20:38have never had a credit score been brought up when looking for anything in aus
20:38everyone have bills to pay so credit scores reads that
20:39more like if you accrue debt you might run away or declare bankruptcy
20:40because numbers dont lie
20:50Credit scores just show you paid back your loans as agreed. It's often used for rent applications as a check that you're gonna pay your rent
20:54Exactly, it's being overused
21:03some jobs dont want to risk you taking side money for bending rules and whatnot
21:04goodmorning clio aite
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21:09@Beramyr they do check your credit for utilities direct debit
21:15I literally have to take on debt to maintain my credit core. It's messed up.
21:18very low trust society
21:23I thought you said deadlock lmao
21:28bad debt can mean bad deciscion making
21:29here baby don't get hit by a car
21:31if you cant handle your own money, why would i trust you with mine?
21:32its for people who are irresponsible with money, like addictions and gambling
21:38brb going to Denmark for no reason
21:41we used to be a higher trust society but that changed slowly since the 90's